45 open cards whose structured reward, lounge, or fee data qualifies them for groceries.
Showing 24 of 45 cards
ICICI Bank
Unlimited lounge access and golf, a 2% forex markup and no late payment fee, for ₹12,499 a year. Earns 6 points per ₹200, capped tightly on everyday categories.
ICICI Bank
5% back at HPCL pumps and on the HP Pay app, 20 points per ₹100 on daily essentials, and one lounge visit a quarter. ₹500 a year, waived above ₹1.5 lakh.
SBI Card
10 points per ₹150 on dining, movies, groceries and departmental stores, worth about 2.5% back. ₹499 a year, waived above ₹1 lakh of spend.
SBI Card
A 1.99% forex markup against SBI's usual 3.5%, with six international lounge visits a year and two domestic a quarter. ₹4,999 a year, waived above ₹10 lakh.
SBI Card
SBI's cheapest card at ₹250 a year, waived above ₹50,000. Earns 5 points per ₹100 at CSD canteens, on dining, movies and groceries, worth ₹0.25 each.
SBI Card
Free for the first year, then ₹1,499 waived above ₹1.5 lakh. 5 points per ₹100 at CSD canteens, dining and groceries, with ₹10 lakh of accident cover.
SBI Card
10 points per ₹100 on dining, groceries and movies, and double that on your birthday. Golf and lounge access included; ₹2,999 a year, waived above ₹3 lakh.
SBI Card
The fixed-deposit-backed SimplySAVE, matching it exactly: 10 points per ₹150 on dining, movies and groceries, for ₹499 a year waived above ₹1 lakh.
SBI Card
3.25% back at BPCL pumps in points, plus a separate 1% fuel surcharge waiver. 5 points per ₹100 on dining and groceries; ₹499 a year, waived above ₹1 lakh.
SBI Card
6.25% back at BPCL in points, on fuel, lubricants and Bharat Gas, plus the 1% surcharge waiver. ₹1,499 a year, with four domestic lounge visits.
SBI Card
10% off Delhi Metro travel and an auto-reload that tops the card up when the balance drops below ₹100. ₹499 a year, waived above ₹1 lakh of spend.
SBI Card
Empower Points worth ₹1 each — 3 per ₹100 at departmental stores and groceries, 1.5% at Croma, and up to 5% at select Tata outlets. ₹499 a year.
SBI Card
2% back at Croma and 3 points per ₹100 on groceries, dining and foreign spend, each worth ₹1. ₹2,999 a year, with eight domestic lounge visits.
SBI Card
The Croma-branded TATA Card: the same ₹499 fee, the same Empower Points worth ₹1, and 1.5% back at Croma, differing only in its welcome benefit.
SBI Card
The Croma-branded SELECT tier at ₹2,999 a year: 2% back at Croma, 3 points per ₹100 on groceries and dining, and eight domestic lounge visits.
SBI Card
3.5% back at Star Bazaar outlets and 3 points per ₹100 on groceries, with points worth ₹1 each. ₹499 a year, waived above ₹1 lakh of spend.
SBI Card
3.5% back at Star Bazaar and 3 points per ₹100 on groceries, dining and foreign spend, worth ₹1 each. ₹2,999 a year, with eight lounge visits.
Axis Bank
10% back on Samsung purchases, capped at ₹2,500 a month, plus 2% at partner brands and 1% elsewhere. ₹500 a year, waived above ₹2 lakh of spend.
Axis Bank
3 BluChips per ₹100 on IndiGo bookings and 2 on groceries and dining, for ₹799 a year. IndiGo attaches no rupee value to BluChips.
Axis Bank
7 BluChips per ₹100 on IndiGo bookings, a reduced 2.5% forex markup, and Priority Pass international lounge access. ₹5,000 a year, on ₹6 lakh of annual income.
Axis Bank
6 EDGE Miles per ₹150 on the first ₹15,000 of IndianOil fuel each month, an uncapped surcharge waiver, and two lounge visits a quarter. ₹1,000 a year.
Kotak Mahindra Bank
4% back on IndianOil fuel, plus 12 points per ₹150 on groceries and dining. ₹449 a year, waived above ₹50,000 of spend, with the fuel surcharge waived too.
Kotak Mahindra Bank
5% back on online groceries, food delivery and streaming, and 3% on fuel — together capped at ₹750 a cycle. ₹750 a year, waived above ₹2 lakh of spend.
Kotak Mahindra Bank
The Cashback+ tier that adds 5% at auto dealers to the same 5% online and 3% fuel rates, under one ₹750 cycle cap. No lounge access at this tier.
Showing 24 of 45
