SBI Card
Free for the first year, then ₹1,499 waived above ₹1.5 lakh. 5 points per ₹100 at CSD canteens, dining and groceries, with ₹10 lakh of accident cover.
Reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement, per the standard SBI Rewardz rate applied retroactively (see SBI_STANDARD_POINT_VALUE). Also carries a complimentary ₹10 lakh Personal Accidental Insurance cover, stated on the page as "offered by RuPay" — a signal about the card's network, though not treated here as a firm portfolio-wide network declaration.
Airport lounge access, confirmed on the page as "4 complimentary Domestic Airport Lounge visits every year (max. 1 per quarter)". No international lounge access is stated.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 27 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
