SBI Card
10 points per ₹100 on dining, groceries and movies, and double that on your birthday. Golf and lounge access included; ₹2,999 a year, waived above ₹3 lakh.
Reward points
Milestone rewards
Points redeem at ₹0.25 each against a statement. The page also describes a one-time 20-point bonus for setting up a utility-bill standing instruction, worded ambiguously enough ("After 3000 points, earn 2 Reward Points for every Rs. 100 spent") that it is not recorded as its own earn rule here — the ongoing mechanism it describes is unclear and not worth guessing at. The card also carries a complimentary 1-year Club ITC Silver Tier membership, and golf privileges — 4 complimentary green-fee rounds a year, up to 50% off green fees, and one complimentary lesson a month at selected courses — none of which this schema has a dedicated field for. Air accident liability cover of ₹50 lakh and credit-card fraud liability cover of ₹1 lakh are also stated.
"4 complimentary International Priority Pass Lounge visits per calendar year, outside India (max. 2 visits per quarter)", plus a complimentary Priority Pass membership worth $99.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
