BPCL SBI Card

Joining fee

₹499

Annual fee

₹499

Fee waiver

Waived above ₹1,00,000 annual spend

Forex markup

3.5%

Reward points

• Fuel: 3.25%BPCL petrol pumps only. The page's own "4.25% value back" headline bundles this 3.25% points rate with the separate 1% fuel surcharge waiver — not recorded as a single rate here. Capped at 1,300 Reward Points per billing cycle.
• Dining, Groceries: 1.25%Dining, departmental stores, grocery and movies. Capped at 5,000 Reward Points a month.
• Everything else: 0.25%Other retail purchases

Points redeem at ₹0.25 each, stated directly on this page: "4 Reward Points = Re. 1".

• Fuel: The 1-point-per-₹100 base rule explicitly excludes non-BPCL fuel spends and mobile wallet uploads.

Not published by the issuer.

No specific eligibility criteria published by the issuer.

• •The annual fee is waived once you spend 1,00,000 in a year.

Taken from SBI Card's own published terms. Last verified 26 August 2026