Samsung Axis Bank Signature Credit Card

Joining fee

₹500

Annual fee

₹500

Fee waiver

Waived above ₹2,00,000 annual spend

Forex markup

3.5%

Reward points

• Groceries, Dining: 2%Named preferred partners: bigbasket, Tata1mg, UrbanCompany, Myntra, Zomato
• Everything else, International spend: 1%All other domestic and international transactions
• Everything else: 10%Samsung purchases specifically, including EMI transactions — capped at ₹2,500 a month and ₹10,000 a year.

Points redeem at ₹0.20 each. A ₹99 redemption fee applies per transaction on the EDGE Rewards platform.

Domestic lounge

4/year

Forex markup

3.5%

Unlocked by ₹50,000 spend in the preceding 3 months, effective 1 May 2024.

Minimum age

18 years

• •The annual fee is waived once you spend 2,00,000 in a year.
• •It includes airport lounge access, useful if you travel by air a few times a year.
• •Rewards pay back as cashback rather than points that need redeeming.

Taken from Axis Bank's own published terms. Last verified 28 August 2026