
BOBCARD ETERNA
Bank of Baroda
15 points per ₹100 on dining, travel and foreign spend, a 2% forex markup, and unlimited lounge access once you meet the spend gate. ₹2,499 a year.
- Joining
- ₹2,499
- Annual
- ₹2,499
- Base reward
- 15 pts / ₹100
- Forex
- 2%
29 cards currently open to new applicants, compared on fees, rewards, eligibility and lounge access.
Showing 24 of 29 cards

Bank of Baroda
15 points per ₹100 on dining, travel and foreign spend, a 2% forex markup, and unlimited lounge access once you meet the spend gate. ₹2,499 a year.

Bank of Baroda
10 points per ₹100 on travel and dining, capped at 2,000 a cycle, with one lounge visit a quarter. ₹1,000 a year, waived above ₹1.2 lakh of spend.
Bank of Baroda
BOBCARD's women's card, on Eterna's 15-points-per-₹100 rate and 2% forex markup, adding a women's health screening package and a year of FITPASS PRO.

Bank of Baroda
No forex markup at all, 6 Etihad Guest Miles per ₹100 on Etihad flights, and twelve domestic plus eight international lounge visits a year. ₹5,000 a year.

Bank of Baroda
The entry Etihad card: 3 miles per ₹100 on Etihad flights, a 1% forex markup, and eight domestic lounge visits a year. ₹2,500 annually, waived above ₹3 lakh.
Bank of Baroda
5% back on online shopping in any cycle with four or more transactions, and 1% on everything else, capped at ₹1,500. Billed at ₹499 a year or ₹49 a month.

Bank of Baroda
5 points per ₹100 at departmental stores and on movie tickets, capped at 1,000 a cycle. ₹500 a year, waived above ₹35,000 of spend.

Bank of Baroda
5 points per ₹100 on online spend and dining, capped at 1,000 a cycle, above Easy's departmental-store rate. ₹750 a year, waived above ₹70,000.

Bank of Baroda
20 points per ₹100 at Snapdeal and 10 on other online spend, for ₹249 a year. Points outside Snapdeal are capped at 2,000 a cycle.

Bank of Baroda
4% back at HPCL pumps, on LPG and through the HP Pay app, with the fuel surcharge waived there too. ₹499 a year, waived above ₹50,000 of spend.

Bank of Baroda
40 points per ₹100 on IRCTC bookings in peak season and 16 off-peak, for ₹350 a year. You must be a passenger on the ticket for the accelerated rate.

Bank of Baroda
No fee and no forex markup, with Scapia Coins worth ₹0.20 each — 20 per ₹100 on travel booked in the app. Unlimited domestic lounge access above the spend gate.

Bank of Baroda
No annual fee and no forex markup, paying 5% at the Uni Store and 1% everywhere else, in coins worth ₹0.01 each.

Bank of Baroda
A no-fee metal card issued and run through the OneCard app, at a 1% forex markup. No base earn rate or redemption value is published for its rewards.

Bank of Baroda
Lifetime-free for active ICAI members: 5 points per ₹100 on dining, online spend and utility bills, worth ₹0.25 each, with three lounge visits a quarter.

Bank of Baroda
The ICSI equivalent of the ICAI card — lifetime-free for active members, 5 points per ₹100 on dining, online and utility spend, and three lounge visits a quarter.

Bank of Baroda
For active ICMAI members: ₹1 to join and nothing after, earning 5 points per ₹100 on dining, online spend and utility bills, with three lounge visits a quarter.

Bank of Baroda
Lifetime-free for Indian Army personnel and veterans, earning 2 points per ₹100 with two domestic lounge visits a quarter. Fuel spend earns nothing.

Bank of Baroda
Lifetime-free for Defence Forces personnel, earning 1 point per ₹100. The entry card in the family, with no lounge access at all.

Bank of Baroda
Lifetime-free for Indian Navy personnel and veterans, earning 5 points per ₹100 at departmental stores, capped at 750 a cycle, and 1 point elsewhere.

Bank of Baroda
Lifetime-free for Indian Coast Guard personnel and veterans: 10 points per ₹100 at departmental stores, eight lounge visits a year, and a year of Amazon Prime.

Bank of Baroda
The Assam Rifles card, matching RAKSHAMAH exactly — lifetime-free, 10 points per ₹100 at departmental stores, and eight domestic lounge visits a year.

Bank of Baroda
Issued through Bank of Baroda's regional rural banks, earning 5 points per ₹100 at departmental stores and on movies. ₹250 a year, waived above ₹25,000.

Bank of Baroda
The Nainital Bank version of Pragati, on the same ₹250 fee waived above ₹25,000, and the same 5 points per ₹100 at departmental stores and on movies.
Showing 24 of 29