Bank of Baroda
15 points per ₹100 on dining, travel and foreign spend, a 2% forex markup, and unlimited lounge access once you meet the spend gate. ₹2,499 a year.
Reward points
Welcome benefits: 10,000 bonus points on ₹50,000 spend within 60 days of issuance; complimentary 12-month FITPASS PRO (claimed worth ₹48,000) on ₹10,000 spend within 30 days.
"Unlimited" domestic-network lounge visits per BOBCARD's Lounge Program terms; the eligible-lounge list includes some international-terminal lounges despite the domestic framing.
Taken from Bank of Baroda's own published terms. Last verified 4 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
