Bank of Baroda
No fee and no forex markup, with Scapia Coins worth ₹0.20 each — 20 per ₹100 on travel booked in the app. Unlimited domestic lounge access above the spend gate.
Reward points
Coins are valid for 36 months and are nullified if the card goes unused for 365+ days.
"Unlimited" domestic lounge access, gated on ₹20,000 spend per billing cycle plus continued monthly activity; access activates 3–5 working days after the billing date. No international lounge access. A separate 'Airport Privileges' benefit credits Scapia Coins equal to eligible airport-outlet spend, capped at 5,000 coins (top 6 metros) or 2,500 coins (other cities).
Taken from Bank of Baroda's own published terms. Last verified 4 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
