Bank of Baroda
Lifetime-free for active ICAI members: 5 points per ₹100 on dining, online spend and utility bills, worth ₹0.25 each, with three lounge visits a quarter.
Reward points
Milestone rewards
Welcome benefit: 500 points on ₹5,000+ spend within 60 days; complimentary 12-month FITPASS PRO.
12 domestic passes/year (3/quarter); condition effective 1 January 2025. No international lounge access.
Taken from Bank of Baroda's own published terms. Last verified 4 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
