Bank of Baroda
No forex markup at all, 6 Etihad Guest Miles per ₹100 on Etihad flights, and twelve domestic plus eight international lounge visits a year. ₹5,000 a year.
Miles
Milestone rewards
Welcome benefit: 15,000 bonus miles (10,000 on ₹25,000 spend within 60 days + 5,000 on ₹50,000 cumulative spend) plus complimentary Silver Tier Status. No INR value per mile is stated anywhere; miles redeem only on the Etihad platform, from 3 days after the relevant monthly statement.
3 domestic and 2 international visits per quarter.
Taken from Bank of Baroda's own published terms. Last verified 4 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
