Premium Travel
Invite-only
LUMIÈRE™ Credit Card
RBL Bank
RBL's metal flagship at ₹50,000 a year, with no forex markup. Its earn rate and redemption value are not published anywhere.
- Joining
- ₹0
- Annual
- ₹50,000
- Forex
- 0%
RBL Bank
10 points per ₹200 at Shoppers Stop and 4 elsewhere, with a ₹1,000 welcome gift and a First Citizen membership. ₹1,000 a year; points go furthest in store.
Reward points
Milestone rewards
Welcome benefits: a complimentary gift worth up to ₹1,000 (Shoppers Stop stores only, 90-day validity, single use) and 12-month First Citizen Golden Glow membership worth ₹750, gated on a retail transaction within 30 days plus fee payment within 60 days. Bonus: 1,000 extra points on a single ₹20,000+ Shoppers Stop transaction, itself gated on ₹50,000+ spend in the prior quarter (End of Season Sale purchases excluded). A ₹99+GST reward redemption fee applies on RBL Rewards Portal redemptions.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
RBL Bank
RBL's metal flagship at ₹50,000 a year, with no forex markup. Its earn rate and redemption value are not published anywhere.
RBL Bank
5 points per ₹100 and double abroad, with six international lounge visits a year and no redemption fee. Free for Insignia banking customers, ₹7,000 for everyone else.
RBL Bank
Points worth ₹1 each, a ₹12,500 Taj voucher every year, and twelve domestic plus twelve international lounge visits. ₹12,500 a year, waived above ₹10 lakh.