RBL Bank
RBL's metal flagship at ₹50,000 a year, with no forex markup. Its earn rate and redemption value are not published anywhere.
Reward points
RBL has not disclosed Lumière's earn rate or reward-point redemption value on its public product page, and no card-specific Terms & Conditions PDF could be found — left unset rather than guessed.
Not published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
ICICI Bank
Two lounge visits a quarter and golf access for ₹3,000 to join and ₹2,000 a year — the middle tier between Coral and Sapphiro, on the same catalogue points.
