
LUMIÈRE™ Credit Card
RBL Bank
RBL's metal flagship at ₹50,000 a year, with no forex markup. Its earn rate and redemption value are not published anywhere.
- Joining
- ₹0
- Annual
- ₹50,000
- Forex
- 0%
RBL Bank
25 points per ₹100 on utility bills, capped at 500 a month, over a 1-point base. ₹1,499 a year, waived above ₹1.5 lakh, with 6,000 points to start.

Reward points
Milestone rewards
Welcome benefit: 6,000 points on annual fee payment plus ₹2,000 spend within 30 days of issuance (not given on First Year Free cards).
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026

RBL Bank
RBL's metal flagship at ₹50,000 a year, with no forex markup. Its earn rate and redemption value are not published anywhere.
RBL Bank
5 points per ₹100 and double abroad, with six international lounge visits a year and no redemption fee. Free for Insignia banking customers, ₹7,000 for everyone else.

RBL Bank
Points worth ₹1 each, a ₹12,500 Taj voucher every year, and twelve domestic plus twelve international lounge visits. ₹12,500 a year, waived above ₹10 lakh.