Yes Bank
30 points per ₹200 at chemists and pharmacies, 6 on everything else, plus lounge access at a dozen major Indian airports. ₹1,499 a year.
Reward points
Welcome benefit: ₹500 Amazon voucher — the qualifying window is stated inconsistently on the card's own page (30 days vs. 90 days). A ₹100+GST reward redemption fee applies per request.
Domestic complimentary lounge access requires ₹50,000 spend in the preceding quarter. International access has no spend threshold but requires online international transactions to be enabled. No specific visit count is stated for either.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
