Yes Bank
₹599 a year, waived above ₹1 lakh of spend, earning 8 points per ₹200 online and 4 on everything else. A 3.5% markup applies on foreign spend.
Reward points
A ₹100+GST reward redemption fee applies per request, per the shared MITC.
Body copy mentions "Enjoy lounge access..." with no visit count, domestic/international split, or cadence stated anywhere on the page.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
