Yes Bank
₹2,499 a year, waived above ₹3 lakh of spend, with a 2% forex markup and lounge access. Yes Bank does not publish a per-category earn rate for this card.
Reward points
Redemption capped at 2,00,000 points/month; utility-spend points capped at 750/statement cycle; a ₹100+GST reward redemption fee applies per request. No welcome-benefit points figure could be confirmed.
Domestic access is a quarterly qualification gated on ₹1,00,000 prior-quarter spend (same tier as Marquee), international via Priority Pass. Reserv is not named in the MITC's guest-access allowance clause the way Private/Private Prime/Marquee are — its guests are charged under the MITC's catch-all rule for other cards.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
