Yes Bank
The lower-fee YES Private tier, on the same 40-points-per-₹200 international rate and 0.5% forex markup, with four international lounge visits a year.
Reward points
Welcome benefit: Oberoi e-Gift Vouchers worth ₹9,000. Vague "Annual benefits of 3 Lakh Plus" claim (lower than base Private's "4 Lakh Plus") is not recorded as a structured milestone since no breakdown is given.
4 complimentary guest visits/year (sum of domestic + international). A non-refundable ₹2 authorization charge applies per visit; lounge charges apply from the 5th visit onward.
Not published by the issuer.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
