Yes Bank
Yes Bank's wealth tier: 40 points per ₹200 on international spend, a 0.5% forex markup, and twelve international lounge visits a year. ₹10,000 annually.
Reward points
Welcome benefit: Oberoi e-Gift Vouchers worth ₹9,000. Vague, non-itemized "Annual benefits of 4 Lakh Plus" claim is not recorded as a structured milestone since no breakdown is given. Redemption on flights/hotels capped at 70% of invoice value or 6,00,000 points/month, whichever is lower; merchandise redemption has been discontinued; gift vouchers and statement credit capped at 50% of available points.
MITC states "12 complimentary guest visits per calendar year... sum total of Domestic and International" — ambiguous whether this counts the cardholder or is guest-only; recorded as stated. A non-refundable ₹2 authorization charge applies per visit; lounge charges apply from the 13th visit onward.
Not published by the issuer.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
