Yes Bank
36 points per ₹200 online and a 1% forex markup, with 40,000 points to start and four international lounge visits a year. ₹4,999 a year, waived above ₹10 lakh.
Reward points
Welcome benefit: 40,000 YES Rewardz Points as a joining benefit. Buy-1-get-1 BookMyShow, up to 3 tickets/month, capped ₹800/ticket. Purchase Protection Plan; 6-month accident/damage insurance cover for mobile/electronics. Redemption capped at 3,00,000 points/month; a ₹100+GST reward redemption fee applies per request.
Domestic access is a quarterly qualification gated on ₹1,00,000 prior-quarter spend, not a fixed visit count. International access via Priority Pass requires enabling international online transactions. Guest access: 4 complimentary international + 2 complimentary domestic guest visits per calendar year. A refundable ₹2 (domestic) / $1 (international) authorization charge applies per visit.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
