Yes Bank
Converts eligible purchases to EMI automatically and pays a flat 1% back on everything else. ₹499 a year, with no lounge access.
Cashback
No spend-based renewal-fee waiver applies to the 1st-year membership fee — only the 2nd-year-onward renewal fee is waived on ₹1,20,000 annual spend.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Yes Bank's own published terms. Last verified 3 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
