AU Small Finance Bank
12 points per ₹100 on international spend, 8 online and 4 offline, with spend-gated domestic lounge access. ₹749 a year, waived above ₹2 lakh.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Points capped at 25,000/statement cycle. Air Accident cover is stated inconsistently on the card's own page — ₹50 lakh in the detailed benefits accordion, ₹20 lakh in a shorter teaser card — both kept visible.
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹50,000 spend in the preceding quarter effective 10 April 2026. A separate, unconditional railway lounge benefit provides 8/year (2/quarter), explicitly extending to add-on cardholders.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
