AU Small Finance Bank
15 points per ₹100 on dining, movies and groceries for ₹249 a year, waived above ₹1 lakh. Its lounge access covers railway stations, not airports.
Reward points
A recurring monthly bonus doubles the base 3-points-per-₹100 rate for retail spend made between the 1st and 5th of each calendar month, excluding rent/wallet/fuel — not modelled as a spend-threshold milestone since it re-triggers on a calendar window, not a spend amount. Also includes 8 complimentary RAILWAY lounge visits per year (2/quarter) — this tier has no airport lounge access at all. Points capped at 25,000/statement cycle. No ₹-per-point redemption value is disclosed. Also includes a complimentary Device Protection Plan.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
