AU Small Finance Bank
Cashback that rises with the month's total — 1%, 2% or 3% at ₹7,500, ₹12,500 and ₹20,000 of spend, capped at ₹600 a cycle. ₹749 a year, waived above ₹2 lakh.
Cashback
Milestone rewards
No per-category rate applies — this card pays a single milestone-tiered cashback percentage based on total monthly spend, capped at ₹600/statement cycle overall. Also includes ₹50 lakh Air Accident cover, ₹2 lakh Credit Shield, ₹25,000 Purchase Protection, other travel covers (baggage, flight delay, passport loss, hijack), a Device Protection Plan with 1-year extended warranty, and dedicated concierge services.
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹50,000 spend in the preceding quarter effective 10 April 2026. A separate, unconditional railway lounge benefit provides 8/year (2/quarter).
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
