Kotak Mahindra Bank
A metal card with unlimited worldwide lounge access and White Pass milestones worth up to ₹2.5 lakh a year. ₹12,500 annually, waived above ₹10 lakh of spend.
Reward points
Milestone rewards
White Pass validity is stated inconsistently by the issuer: the product page says balances are "valid for 15 months from the date of credit," while the MITC separately states balances remain valid "for an additional 90 days after every anniversary cycle" — both figures kept, not reconciled.
"Unlimited lounge access at 1000+ airports across the world for primary and Add-on cardholders." Guest/overflow charges are stated to revise to $35 per guest per visit effective 1 October (year not specified on the page). Also 2 free rounds of golf each month at select courses worldwide for the primary cardholder.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
