Federal Bank
Federal's entry tier: 3x points on electronics and apparel, 2x on entertainment, and one domestic lounge visit a quarter, at no annual fee.
Reward points
Milestone rewards
Points redeem at ₹0.10 each for cash-to-account redemption, or up to ₹0.25 each against the Federal Rewards catalogue. Also includes a Buy-One-Get-One INOX movie ticket offer, once a quarter. A ₹99 minimum redemption convenience fee and a ₹200+tax card replacement/reissue fee also apply.
1 domestic lounge visit in the following quarter after ₹20,000+ spend in the current quarter. No international lounge access confirmed for this variant.
Taken from Federal Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
