Federal Bank
Two domestic lounge visits a quarter and two international a year, with no spend condition. 3x points on travel; the zero annual fee is a limited-period offer.
Reward points
Milestone rewards
Points redeem at ₹0.10 each for cash-to-account redemption (revised from ₹0.25, effective 15 July 2024), or up to ₹0.25 each against the Federal Rewards catalogue. Also includes a Buy-One-Get-One INOX movie ticket offer (up to ₹100 off), once a month.
2 complimentary international lounge visits per year with no spend requirement, plus 2 domestic lounge visits in the following quarter after ₹60,000+ spend in the current quarter.
Taken from Federal Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
