AU Small Finance Bank
A flat 4 points per ₹100 on everything, capped at 25,000 a cycle, with four international lounge visits a year. ₹2,999 annually, waived above ₹1.5 lakh.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Quarterly and yearly milestone benefits are mentioned qualitatively with no exact thresholds stated. Points capped at 25,000/statement cycle across all categories. Also includes up to ₹50 lakh Air Accident cover and zero liability on fraudulent transactions.
1 complimentary domestic AND international lounge visit per quarter (4/year each). Priority Pass renewal/replacement is issued on request with a 3-year validity, and will not be renewed for add-on cardholders after that validity expires. A $35+tax charge applies once complimentary visits are exceeded.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
