AU Small Finance Bank
For NRIs holding an NRE account and deposit with AU: 4 points per ₹100 abroad, eight international lounge visits a year, and a 0.99% forex markup. ₹4,999 a year.
Reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Also includes complimentary Airport Meet & Assist (4/year), Airport Spa Access (4/year), and a flat ₹500 duty-free cashback on ₹10,000+ spend.
2 complimentary domestic AND international airport lounge visits per quarter (8/year each) — one of only two AU Bank cards with genuine international lounge access. Priority Pass usage within India is separately chargeable.
Taken from AU Small Finance Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
