ICICI Bank
ICICI's most expensive card at ₹20,000 a year, earning 2% on domestic spend and 2.5% abroad, with a 1.49% forex markup and no ATM withdrawal fee.
Reward points
ICICI states these as percentages, but the reward still lands as points: worth ₹0.40 each against a statement and up to ₹1 against the catalogue. The stated percentage is therefore the ceiling, not what a statement redemption returns.
Unlimited domestic and international airport lounge access. ICICI states no visit count, so none is recorded.
Taken from ICICI Bank's own published terms. Last verified 21 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
