SBI Card
The entry NeuCoins card at ₹499 a year: 2% back across Tata brands and 1% elsewhere, each coin worth ₹1, with four domestic lounge visits a year.
Reward points
Milestone rewards
An additional "up to 5%" NeuCoins layer on select category spends at the Tata Neu App/Website is mentioned on the page but links to detail that was not accessible — not recorded as a rule. Unlike the Infinity variant, no UPI/RuPay-specific rate is stated on this page.
No international lounge access is stated on this page — a benefit the higher Tata Neu Infinity variant does have.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
