IndusInd Bank
Four domestic and four international lounge visits a quarter, no forex markup, and 12 free green fees a year. ₹10,000 a year, waived above ₹10 lakh of spend.
Reward points
Milestone rewards
Also convertible to KrisFlyer airmiles. Includes a Mastercard World Elite golf programme: 12 complimentary green fees/year (max 3/quarter), 4 complimentary guest green fees/year (max 1/quarter), and 12 complimentary golf lessons/year (max 3/quarter), plus TPC Network access. Also includes overseas medical hospitalization cover up to $25,000, the portfolio's standard Oriental Insurance travel table, complimentary Taj Epicure and EazyDiner Prime memberships, and Moneycontrol Pro membership.
4 complimentary international AND 4 complimentary domestic lounge visits per calendar quarter (16/year each) via LoungeKey. Domestic access becomes spend-gated from the July 2026 quarter onward, with tracking beginning 1 April 2026.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
