Federal Bank
The Mastercard version of Signet, on the same zero fee and the same 3x/2x earn rates, with a 2% markup on foreign spend.
Reward points
Milestone rewards
Points redeem at ₹0.10 each for cash-to-account redemption, or up to ₹0.25 each against the Federal Rewards catalogue. Also includes a Buy-One-Get-One INOX movie ticket offer, once a quarter. No Golf Programme is offered at this tier, unlike Mastercard Celesta.
1 domestic lounge visit in the following quarter after ₹20,000+ spend in the current quarter.
Taken from Federal Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
