SBI Card
Travel Credits worth ₹1 each transferred as air miles, or ₹0.50 against a booking, but never as statement credit. ₹1,499 a year, with two lounge visits a quarter.
Miles
Milestone rewards
Travel Credits redeem three ways: ₹1 each as an Air Mile or Hotel Point, ₹0.50 each against a travel booking, or ₹0.25 each from the Shop & Smile catalogue — never as a statement credit. Minimum redemption is 2,000 Travel Credits, in multiples of 2,000; they expire 2 years after accrual.
The product page states "4 complimentary domestic airport lounge visits every quarter (max. 2 visits per quarter)" — internally inconsistent as worded, since a quarterly count cannot also cap at 2 per quarter. Only the unambiguous 2-per-quarter cap is recorded here; the true annual total needs direct re-verification. International access is a complimentary Priority Pass membership (worth $99, 1,000+ lounges worldwide) with no explicit visits-per-year figure stated. 1 additional domestic visit is earned per ₹1 lakh spent, on top of the above.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from SBI Card's own published terms. Last verified 26 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
