Cashback
Cashback SBI Card
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
- Joining
- ₹999
- Annual
- ₹999
- Base reward
- 5% other online
- Forex
- 3.5%
IndusInd Bank
For government sector employees: 1% cashback on up to ₹20,000 of spend a cycle, plus a railway surcharge waiver. ₹199 a year, waived above ₹75,000 of spend.
Cashback
Milestone rewards
Genuine cashback, credited directly. Also includes a 1% railway surcharge waiver on IRCTC/App transactions up to ₹5,000, capped at ₹600 per card anniversary year, and travel insurance (via Oriental Insurance Co.): lost baggage ₹1,00,000, delayed baggage ₹25,000, loss of passport ₹50,000, lost ticket ₹25,000, missed connection ₹25,000.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
SBI Card
7.5% back at Myntra, 5% at Flipkart, 4% at preferred merchants and 1% elsewhere, paid as cashback rather than points. ₹500 a year, waived above ₹3.5 lakh.
SBI Card
3% back on Paytm Travel, 2% on everything else in the Paytm app and 1% beyond it, paid as cashback. ₹499 a year.