Kotak Mahindra Bank
4 points per ₹150 on hotels, restaurants, travel and foreign spend, worth ₹0.20 each, with eight lounge visits a year. ₹999 a year, waived above ₹1 lakh.
Reward points
Milestone rewards
Points redeem at ₹0.20 each (minimum 2,000 points), revised down from ₹0.25 effective 1 June 2025.
8 complimentary domestic visits/year (2/quarter), gated by ₹75,000 quarterly spend effective 1 June 2025.
Not published by the issuer.
Taken from Kotak Mahindra Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
