RBL Bank
20 points per ₹100 on dining and foreign spend, and a complimentary Priority Pass membership — though each lounge visit on it still costs about $35. ₹4,999 a year.
Reward points
Milestone rewards
Welcome benefit: 20,000 points on annual fee payment plus ₹2,000 spend within 30 days (not given on First Year Free cards). RBL's product page states a ₹4,999+GST "Joining Fee" while the portfolio MITC's generic key-facts table separately states "Joining Fee: NIL for Primary & Add-on Cardmember" — both are RBL's own wording; the ₹4,999 figure is recorded as the annual/membership fee since that is what the MITC's own card-specific fee table confirms.
International: a complimentary Priority Pass membership (worth $99) is included, but each individual lounge visit still costs approximately $35 — the membership is free, visits are not, a materially different benefit from free international lounge entries.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
