RBL Bank
Five times the base rate on foreign spend and 5% back on EazyDiner bookings, with four international lounge visits a year. ₹1,500 a year.
Reward points
Milestone rewards
RBL's FAQ states reward points are worth "upto INR 0.25" each, while the general Cardmember Agreement separately disclaims that points carry any guaranteed cash value at all — both are RBL's own wording, kept as a contradiction rather than resolved. Welcome benefit: 6,000 bonus points plus exclusive vouchers worth ₹500, on first transaction within 30 days of issuance (credited within 60 days, after the membership fee reflects in the statement).
Domestic: 1 visit unlocked at ₹50,000 quarterly spend, a second at ₹75,000. International: 1 complimentary visit per quarter via Priority Pass, unlocked at ₹1 lakh quarterly spend.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
