RBL Bank
Double points on online spend, capped at 1,000 a cycle, with a lounge visit each quarter and 8,000 points to start. ₹1,999 a year, waived above ₹2 lakh.
Reward points
Milestone rewards
No INR-per-point redemption value is published anywhere — RBL only discloses a flat ₹99+GST reward redemption fee, not a per-point conversion rate. Welcome benefit: 8,000 points on annual fee payment plus ₹2,000 spend within 30 days (not given on First Year Free cards).
At all major airports in India. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
