RBL Bank
The higher Patanjali tier: the same 10% at Patanjali stores with a larger cap, plus one lounge visit a quarter. ₹1,499 a year, with no spend waiver.
Reward points
Milestone rewards
Milestone thresholds shown are RBL's revised figures effective 10 May 2026, with the same pre-revision grandfathering as Vishisht (₹1,500 voucher at ₹3 lakh annual spend with ≥₹12,000 at Patanjali; Wellness stay at ₹5 lakh annual spend with ≥₹15,000 at Patanjali). Welcome benefit: 6,000 points on first spend ≥₹1,000 within 30 days. BookMyShow 1+1 movie ticket offer (up to ₹200 off), once a month, weekends only, primary card only. No INR-per-point redemption value is published anywhere for this card.
Domestic only, at selected airport lounges; a small authorization charge (up to ₹2) is levied then reversed. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
