RBL Bank
A flat 1% back on retail and online spend above ₹100, capped at ₹500 a month. No annual fee for cards issued today.
Cashback
Cashback credits directly to the statement within roughly 2 weeks of transaction settlement. Cards issued before RBL's fee-grandfathering cutoff (1 or 10 September 2021, per a genuine date conflict between RBL's own MITC and Schedule of Charges) instead carry a ₹500+GST annual fee with no waiver stated.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from RBL Bank's own published terms. Last verified 2 September 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
ICICI Bank
Free for life for Defence and paramilitary personnel, with no income requirement. Two domestic lounge visits a quarter, two international a year, and golf.
