Axis Bank
The fixed-deposit-backed PRIVILEGE, on the same 10 points per ₹200 — but its two lounge visits a quarter come with no spend condition attached. ₹1,500 a year.
Reward points
Milestone rewards
Points redeem at ₹0.20 each.
No prior-spend condition is stated for this card's lounge access, unlike the unsecured Privilege card's ₹50,000 unlock threshold.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Taken from Axis Bank's own published terms. Last verified 28 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
