Axis Bank
10 points per ₹200 on all spend, worth ₹0.20 each, with two lounge visits a quarter. Nothing to join; ₹1,500 a year, waived above ₹5 lakh of spend.
Reward points
Milestone rewards
Points redeem at ₹0.20 each, per the portfolio-wide rate — this card's own stated benefit figures both cross-check it exactly.
Unlocked by ₹50,000 spend in the preceding 3 months.
Taken from Axis Bank's own published terms. Last verified 28 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
