Axis Bank
₹250 a year, waived above ₹20,000 of spend, with 15% off at partner restaurants. Marketed to Defence and government staff, but open to any resident aged 18 to 70.
Reward points
The page states only "earn eDGE loyalty reward points for each transaction" with no per-₹ rate stated anywhere — left unrecorded rather than guessed. Also includes a 15% discount at partnered restaurants, with no minimum spend or cap stated.
Taken from Axis Bank's own published terms. Last verified 30 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
