IndusInd Bank
A lifetime-free Visa earning 1.5 points per ₹150, worth ₹0.40 as statement credit or ₹0.60 against products. Cash redemption is capped at 2,500 points a month.
Reward points
Cash redemption capped at 2,500 points/calendar month, effective 1 September 2024. Welcome benefits (choice of Montblanc, The Postcard Hotel, or Vouchagram vouchers) are available only at select fee points, with no explicit spend threshold stated. Also includes complimentary personal air accident insurance up to ₹25 lakh, the portfolio's standard travel insurance table, and Total Protect fraud cover.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
ICICI Bank
Free for life for Defence and paramilitary personnel, with no income requirement. Two domestic lounge visits a quarter, two international a year, and golf.
