American Express
Eight domestic lounge visits a year and 1 Membership Rewards point per ₹50, for ₹5,000 a year. No insurance cover comes with this tier.
Reward points
Milestone rewards
No flat ₹-per-point redemption rate is published. The Platinum Travel Collection's own partner rates vary by category: Air India vouchers ≈₹0.30/point, Taj Hotels ≈₹0.40/point, The Postcard Hotels ≈₹0.50/point — none of these is treated as a reliable statement-credit floor. FTO-tier points never expire.
8 complimentary domestic visits/year (capped 2/quarter). International access via a complimentary Priority Pass membership ($99 annual fee waived, self-enrollment required).
Taken from American Express's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
