IndusInd Bank
Pick one of four reward plans at issue — Shop, Home, Travel or Party — and earn 4 points per ₹100 in that plan's top category, against a 0.5-point base. No fee.
Reward points
The full four-plan category table (points per ₹100): Shop — dept. stores 4, electronics 2, restaurants 1.5, books 1.5; Home — grocery 4, cellphone bills 1.4, electricity bills 1.4, insurance 1.4, medical 1.5; Travel — hotels 4, airline tickets 2.5, car rental 1.5, rail tickets 1.5; Party — restaurant bills 4, department-store shopping 2, bars/pubs 2, movie tickets 1.5. Welcome benefits (Vouchagram vouchers) are available only at select fee points.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
ICICI Bank
Free for life for Defence and paramilitary personnel, with no income requirement. Two domestic lounge visits a quarter, two international a year, and golf.
