IndusInd Bank
The lowest APR in IndusInd's range at 24%, no forex markup, and unlimited lounge access worldwide — with late payment and cash advance charges waived.
Reward points
Milestone rewards
Reward Points do not expire while the account remains live. Membership renewals for Taj Epicure/Club ITC Culinaire/EazyDiner Prime (year 2 onward) require ₹50 lakh spend in the prior year. Golf: unlimited complimentary domestic games/lessons plus 4 complimentary international games/year, each gated by a minimum ₹50,000 spend on the most recent statement. Also includes 2 complimentary Airport Meet & Assist services/year (domestic and international), 2 complimentary domestic and 2 complimentary international Airport Pick-up & Drop services/year, complimentary EazyDiner Prime membership, 2 Postcard Hotel vouchers/year, and ₹3,000 off the dining bill twice a year via the EazyDiner app.
Stated as literally "Unlimited" domestic and international lounge access for both primary and add-on cardholders, plus 12 complimentary guest visits at international airport lounges. Beyond the complimentary quota, guest charges up to $35/visit apply, auto-billed within 90 days.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
ICICI Bank
Two lounge visits a quarter and golf access for ₹3,000 to join and ₹2,000 a year — the middle tier between Coral and Sapphiro, on the same catalogue points.
