IndusInd Bank
₹15,000 to join and nothing annually, earning up to 2.5 points per ₹100 online at ₹0.75 a point. Four international lounge visits a year, plus monthly golf.
Reward points
Also redeemable via IndusMoments, "Pay with Rewards" (Twid), KrisFlyer airline miles, or Vistara/Maharaja Points. Also includes 1 complimentary golf game and 1 golf lesson per month, effective 13 March 2025 (upgraded from a lower prior frequency).
1 complimentary international lounge visit per calendar quarter (4/year) via Priority Pass, effective 13 March 2025. Domestic lounge access is a newer benefit still rolling out — spend-criteria tracking begins from the July 2026 quarter, with no visit count or unlock threshold published yet.
Taken from IndusInd Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
One lounge visit a quarter and 2 points per ₹100 on retail, at ₹500 a year waived above ₹1.5 lakh. Points buy catalogue goods, not statement credit.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
