Federal Bank
A metal Visa run entirely from the OneCard app, at a 1% forex markup. Its rewards run on a separate programme from Federal's, with no earn rate published.
Reward points
The "OneCard Rewards Programme" is explicitly a separate programme from Federal Bank's standard Reward Points used on Celesta/Imperio/Signet/Wave — no per-category earn rate or ₹-per-point redemption value could be found anywhere in the sources reached, so neither is recorded. "Pay with Points" lets points offset prior transactions with no redemption fee, but the conversion rate itself is undisclosed.
Taken from Federal Bank's own published terms. Last verified 31 August 2026
ICICI Bank
5% back on Amazon for Prime members and 3% without, paid into your Amazon Pay balance. Lifetime-free, but offered only to selected ICICI customers.
ICICI Bank
A no-fee starter card earning 2 points per ₹100 on retail — the same catalogue points as Coral, without the lounge, cinema or milestone benefits.
ICICI Bank
Four domestic lounge visits a quarter, two international a year, plus golf — for ₹6,500 to join and ₹3,500 a year, waived above ₹6 lakh of spend.
