Cashback
Cashback SBI Card
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
- Joining
- ₹999
- Annual
- ₹999
- Base reward
- 5% other online
- Forex
- 3.5%
SBI Card
7 points per ₹100 on Ola rides, each worth ₹1 and credited to your Ola Money wallet. ₹499 a year, waived above ₹1 lakh of spend.
Reward points
Points credit automatically to the cardholder's OLA Money Wallet at ₹1 each — not a statement credit and not a generic catalogue.
Not published by the issuer.
Taken from SBI Card's own published terms. Last verified 27 August 2026
SBI Card
5% back on any online spend and 1% offline, for ₹999 a year waived above ₹2 lakh. Utilities, insurance, fuel, rent and education earn nothing.
SBI Card
10 points per ₹100 at Swiggy, Myntra, BookMyShow and eight other partners — about 2.5% back — and 5 points elsewhere online. ₹499 a year, waived above ₹1 lakh.
SBI Card
10 points per ₹150 on dining, movies, groceries and departmental stores, worth about 2.5% back. ₹499 a year, waived above ₹1 lakh of spend.